Cost efficiency in UK and Irish credit institutions
Citation:Fitzpatrick, Trevor; McQuinn, Kieran. 'Cost efficiency in UK and Irish credit institutions'. - Economic & Social Review, Vol. 36, No. 1, Spring, 2005, pp. 45?66, Dublin: Economic & Social Research Institute
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This paper presents aggregated cost efficiency scores for a balanced panel of British and Irish credit institutions and relates these scores to loan loss reserves as a first step in investigating their usefulness as possible indicators of financial fragility. The efficiency scores are obtained using the two most popular methods of efficiency measurement ? data envelopment analysis (DEA) and the stochastic frontiers approach.
Publisher:Economic & Social Research Institute
Type of material:Journal Article
Availability:Full text available
Keywords:Cost efficiency, Credit institutions, Ireland, United Kingdom, Financial services industry