Impediments to savings from cost and trouble to the poor of proving wills

Abstract

The desirability of encouraging thrifty habits amongst our people is now fully acknowledged; and the admirable arrangements of the Post Office department afford ample facilities for the investment of small savings, for assurances, annuities, and banking with absolute security, such as were out of the reach of the mass of our population a few years ago. But property has its troubles as well as its advantages; and poor people are beginning to find that it is often easier for a husband, a daughter, or a son to save, than, after their decease, for wife, sister, or mother to avail themselves of the savings when most needed.