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dc.contributor.authorAhern, Deirdre
dc.date.accessioned2021-09-14T16:56:06Z
dc.date.available2021-09-14T16:56:06Z
dc.date.issued2021
dc.date.submitted2021en
dc.identifier.citationAhern, D., Regulatory Law and Regulatory Friction as FinTech Disenablers: Calibrating an EU Policy Response to the Adaptive Regulatory Sandbox in Member States, European Business Organization Law Review, 2021, 22, 395 - 432en
dc.identifier.otherN
dc.identifier.urihttp://hdl.handle.net/2262/97067
dc.descriptionPUBLISHEDen
dc.description.abstractWith transformative evolution involving crypto-assets, machine learning applications and data-driven finance models, complex regulatory and policy issues are emerging. Inadequate frameworks in FinTech markets create regulatory friction and regulatory fragmentation. These limitations continue to feature when piecemeal regulatory transition occurs. The danger of EU Member States being left behind in the FinTech innovation race if the regulatory landscape is cumbersome or incomplete for new business models is real. Regulatory lag and regulatory friction also act as a ‘disenabler’ for ease of cross-border FinTech trade in the EU. This article critically engages with the manner in which the regulatory sandbox has rapidly gained critical mass in Member States as a valuable adaptive measure supporting a route to market for FinTech entrepreneurs. Against the backdrop of the European Commission’s Digital Finance Strategy, the article further advances scholarship on FinTech in the EU by probing the EU’s resulting regulatory dilemma, undertaking a systematic evaluation of the continuum of complex policy options available to the European Union in response to the spreading regulatory sandbox phenomenon.en
dc.format.extent395en
dc.format.extent432en
dc.language.isoenen
dc.relation.ispartofseriesEuropean Business Organization Law Review;
dc.relation.ispartofseries22;
dc.rightsYen
dc.subjectFinTechen
dc.subjectCrowdfundingen
dc.subjectRegulatory sandboxen
dc.subjectEU financial services lawen
dc.subjectDigital financeen
dc.subjectInitial coin offeringsen
dc.subjectCrypto-assetsen
dc.titleRegulatory Law and Regulatory Friction as FinTech Disenablers: Calibrating an EU Policy Response to the Adaptive Regulatory Sandbox in Member Statesen
dc.typeJournal Articleen
dc.type.supercollectionscholarly_publicationsen
dc.identifier.peoplefinderurlhttp://people.tcd.ie/dahern
dc.identifier.rssinternalid233218
dc.identifier.doihttps://doi.org/10.1007/s40804-021-00217-z
dc.rights.ecaccessrightsopenAccess
dc.subject.TCDThemeDigital Engagementen
dc.subject.TCDThemeDigital Humanitiesen
dc.subject.TCDThemeInternational Integrationen
dc.subject.TCDThemeSmart & Sustainable Planeten
dc.identifier.orcid_id0000-0001-7263-7682
dc.subject.darat_thematicJustice and safeguardingen
dc.subject.darat_thematicPolicyen
dc.status.accessibleNen


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