http://hdl.handle.net/2262/66497 Fri, 03 Nov 2017 02:35:56 GMT 2017-11-03T02:35:56Z http://hdl.handle.net/2262/64734 Medical insurance, community rating, and adverse selection: an overlapping generations perspective Somerville, R. A. This paper analyses the demand for medical insurance using an overlapping generations model. It is shown that the rate of interest and the age structure of the insured population jointly determine whether a typical fully insured individual prefers a community-rated premium structure to experience rating, assuming monopoly supply with a zero-profit constraint. Conditions are derived in which community rating leads to inter-generational adverse selection, and it is found that the impact of premium changes on adverse selection depends on the values of the coefficient of absolute risk aversion over the entire life cycle. Finally, it is suggested that the conclusions on adverse selection are currently relevent to the market for medical insurance in Ireland. Thu, 01 Jan 1998 00:00:00 GMT http://hdl.handle.net/2262/64734 1998-01-01T00:00:00Z http://hdl.handle.net/2262/64733 Worklife mobility typologies as background to current class position : a research note Miller, Robert L. Retrospective job history data from a large probability sample of males in Northern Ireland is used to construct four typologies of intragenerational occupational mobility. The four typologies are based upon: (1) a Class (worklife) perspective; (2) an Internal and External Labour markets perspective; (3) Economic Sectors; (4) Career Increments. Each typology has a distinct conceptual background which leads to a unique and non-overlapping operationalisation. Present position does reflect past worklife history. Varying worklife mobility histories of different class strata are found by comparing the present social class position of respondents with their intragenerational mobility histories across the four typologies. These unique worklife mobility backgrounds support the utility of intragenerational analyses for class analysis. Thu, 01 Jan 1998 00:00:00 GMT http://hdl.handle.net/2262/64733 1998-01-01T00:00:00Z http://hdl.handle.net/2262/64150 A community of communities? similarity and difference in Welsh rural community studies Day, Graham Work in the community studies tradition has been accused of perpetuating a static, over-integrated conception of community. Recent critics of communitarian thought similarly attack the idea of community for its exclusiveness, and for privileging unity over difference. A review of the classic Welsh rural community studies shows that although much in them supports these claims, they also allow an alternative conception of communities as loosely structured networks lending themselves to subtle distinctions and flexible boundaries. This less repressive version of community is endorsed by recent accounts of the social construction of community in the context of changing rural social relations. Thu, 01 Jan 1998 00:00:00 GMT http://hdl.handle.net/2262/64150 1998-01-01T00:00:00Z http://hdl.handle.net/2262/64133 Income tax cuts and inflation in Ireland Walsh, Frank A two sector model of the Irish economy is used to analyse whether either temporarily or permanently deferring reductions in labour tax rates would cut inflation in the short run. If the deferral of tax cuts is seen as permanent, simulations indicate the demand reduction caused by the higher tax rate may outweigh the reduction in supply causing prices to fall. If the deferral of tax cuts is seen as temporary the supply side effects dominate and the price level will rise as long as labour's share of non-traded output is higher than labour's share of traded output. This indicates that the argument being made by some economists that reductions in income tax should be temporarily deferred to curb inflation may be misguided. Thu, 01 Jan 1998 00:00:00 GMT http://hdl.handle.net/2262/64133 1998-01-01T00:00:00Z